{"id":121650,"date":"2023-07-15T17:17:07","date_gmt":"2023-07-15T16:17:07","guid":{"rendered":"https:\/\/www.timeswapp.com\/il-nostro-welfare\/"},"modified":"2025-06-02T04:59:26","modified_gmt":"2025-06-02T03:59:26","slug":"our-welfare","status":"publish","type":"page","link":"https:\/\/www.timeswapp.com\/en\/our-welfare\/","title":{"rendered":"Our welfare"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;80&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;3&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;2&#8243; back_color=&#8221;color-177320&#8243; back_image=&#8221;8&#8243; overlay_color=&#8221;color-129924&#8243; overlay_alpha=&#8221;94&#8243; gutter_size=&#8221;4&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_bottom_divider=&#8221;default&#8221; bottom_divider_inv=&#8221;curve-asym-opacity&#8221; shape_bottom_invert=&#8221;yes&#8221; shape_bottom_h_use_pixel=&#8221;&#8221; shape_bottom_height=&#8221;300&#8243; shape_bottom_opacity=&#8221;100&#8243; shape_bottom_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;519608&#8243; back_color_type=&#8221;uncode-palette&#8221; overlay_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;2&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;1&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;4&#8243; align_mobile=&#8221;align_center_mobile&#8221; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; uncode_shortcode_id=&#8221;184186&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;4&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; inverted_device_order=&#8221;yes&#8221; limit_content=&#8221;&#8221; uncode_shortcode_id=&#8221;115520&#8243;][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;2&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;90&#8243; radius=&#8221;std&#8221; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;6&#8243; align_mobile=&#8221;align_center_mobile&#8221; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;102729&#8243; css=&#8221;.vc_custom_1689170183048{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-165107&#8243; heading_semantic=&#8221;h1&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; uncode_shortcode_id=&#8221;209608&#8243; text_color_type=&#8221;uncode-palette&#8221;]Welfare[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-103934&#8243; text_size=&#8221;fontsize-210105&#8243; text_height=&#8221;fontheight-179065&#8243; text_space=&#8221;fontspace-781688&#8243; uncode_shortcode_id=&#8221;207280&#8243; text_color_type=&#8221;uncode-palette&#8221;]Our Welfare[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-145248&#8243; heading_semantic=&#8221;h3&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; text_height=&#8221;fontheight-357766&#8243; uncode_shortcode_id=&#8221;744330&#8243; text_color_type=&#8221;uncode-palette&#8221;]We offer a solution that allows company employees to easily access all corporate welfare services.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_width_percent=&#8221;90&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;4&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; 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shift_x=&#8221;0&#8243; shift_y=&#8221;-2&#8243; shift_y_fixed=&#8221;yes&#8221; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;4&#8243; mobile_width=&#8221;4&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;133565&#8243;][vc_single_image media=&#8221;119085&#8243; media_width_use_pixel=&#8221;yes&#8221; alignment=&#8221;center&#8221; uncode_shortcode_id=&#8221;200436&#8243; media_width_pixel=&#8221;300&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;2&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; uncode_shortcode_id=&#8221;183879&#8243;][vc_custom_heading text_color=&#8221;color-165107&#8243; heading_semantic=&#8221;h4&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; sub_reduced=&#8221;yes&#8221; uncode_shortcode_id=&#8221;160025&#8243; text_color_type=&#8221;uncode-palette&#8221;]Mobile App[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-103934&#8243; text_size=&#8221;fontsize-155944&#8243; uncode_shortcode_id=&#8221;733310&#8243; text_color_type=&#8221;uncode-palette&#8221;]Our Mobile App[\/vc_custom_heading][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner width=&#8221;1\/2&#8243;][vc_custom_heading text_color=&#8221;color-103934&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; text_height=&#8221;fontheight-357766&#8243; uncode_shortcode_id=&#8221;154965&#8243; text_color_type=&#8221;uncode-palette&#8221;]With our Mobile App, from your smartphone, PC or tablet, you can, for example, book a gym session, request a refund for a medical appointment or get your employer to recognise what you have spent on school books for your children.[\/vc_custom_heading][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_custom_heading text_color=&#8221;color-103934&#8243; heading_semantic=&#8221;h4&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; text_height=&#8221;fontheight-357766&#8243; uncode_shortcode_id=&#8221;723696&#8243; text_color_type=&#8221;uncode-palette&#8221;]This allows you to purchase from selected suppliers at a lower price than the market price.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;80&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;3&#8243; back_color=&#8221;color-129924&#8243; back_image=&#8221;119925&#8243; back_position=&#8221;left bottom&#8221; parallax=&#8221;yes&#8221; overlay_alpha=&#8221;0&#8243; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_top_divider=&#8221;default&#8221; top_divider=&#8221;hills-opacity&#8221; shape_top_h_use_pixel=&#8221;&#8221; shape_top_height=&#8221;30&#8243; 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text_height=&#8221;fontheight-179065&#8243; text_space=&#8221;fontspace-781688&#8243; uncode_shortcode_id=&#8221;686968&#8243; text_color_type=&#8221;uncode-palette&#8221;]But there&#8217;s more.[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-103934&#8243; heading_semantic=&#8221;h3&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; text_height=&#8221;fontheight-357766&#8243; uncode_shortcode_id=&#8221;160669&#8243; text_color_type=&#8221;uncode-palette&#8221;]With the Free Voucher, you are not tied to a limited number of suppliers, but can choose the service you prefer.[\/vc_custom_heading][vc_button button_color=&#8221;color-210407&#8243; radius=&#8221;btn-round&#8221; border_width=&#8221;0&#8243; button_color_type=&#8221;uncode-palette&#8221; uncode_shortcode_id=&#8221;184872&#8243; link=&#8221;url:https%3A%2F%2Fwww.timeswapp.com%2Fen%2Ffree-voucher%2F|title:voucher%20libero&#8221;]Explore the Voucher[\/vc_button][\/vc_column_inner][vc_column_inner width=&#8221;7\/12&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/1&#8243;][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;743105&#8243;][vc_custom_heading text_color=&#8221;color-103934&#8243; text_size=&#8221;fontsize-155944&#8243; uncode_shortcode_id=&#8221;784190&#8243; text_color_type=&#8221;uncode-palette&#8221;]What is corporate welfare?[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-103934&#8243; heading_semantic=&#8221;h4&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; uncode_shortcode_id=&#8221;197791&#8243; text_color_type=&#8221;uncode-palette&#8221;]<strong>Company welfare<\/strong> is a <strong>form of remuneration for employees in the form of goods and services in kind<\/strong> with the aim of <strong>improving their working and private lives.<\/strong> Furthermore, it does not constitute income and therefore <strong>is not subject to taxation or social security contributions<\/strong> either by the employee or the employer.[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-103934&#8243; heading_semantic=&#8221;h4&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; uncode_shortcode_id=&#8221;143299&#8243; text_color_type=&#8221;uncode-palette&#8221;]According to Articles 51 and 100 of the TUIR (Consolidated Income Tax Law), remuneration in the form of work and services does not constitute income from employment and is therefore not subject to taxes and contributions. For the employee, the gross amount paid by the company corresponds to the net amount received.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;3&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;3&#8243; overlay_color=&#8221;color-177320&#8243; overlay_alpha=&#8221;8&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_top_divider=&#8221;default&#8221; top_divider=&#8221;flow-opacity&#8221; shape_top_h_use_pixel=&#8221;&#8221; shape_top_height=&#8221;50&#8243; shape_top_opacity=&#8221;100&#8243; shape_top_index=&#8221;0&#8243; enable_bottom_divider=&#8221;default&#8221; bottom_divider=&#8221;flow-opacity&#8221; shape_bottom_h_use_pixel=&#8221;&#8221; shape_bottom_height=&#8221;200&#8243; shape_bottom_opacity=&#8221;100&#8243; shape_bottom_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;150663&#8243; overlay_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;107327&#8243;][vc_custom_heading text_color=&#8221;color-103934&#8243; text_size=&#8221;fontsize-155944&#8243; uncode_shortcode_id=&#8221;935603&#8243; text_color_type=&#8221;uncode-palette&#8221;]Advantages of corporate welfare?[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-103934&#8243; heading_semantic=&#8221;h4&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; uncode_shortcode_id=&#8221;403116&#8243; text_color_type=&#8221;uncode-palette&#8221;]The well-being of the company depends on the well-being of its employees.[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-103934&#8243; text_size=&#8221;fontsize-155944&#8243; uncode_shortcode_id=&#8221;683934&#8243; text_color_type=&#8221;uncode-palette&#8221;]Why is it worth it?[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-103934&#8243; heading_semantic=&#8221;h4&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; uncode_shortcode_id=&#8221;363039&#8243; text_color_type=&#8221;uncode-palette&#8221;]More purchasing power for employees, lower costs for the company[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;2&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;4&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;177539&#8243;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;1&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; border_color=&#8221;color-lxmt&#8221; border_style=&#8221;solid&#8221; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; uncode_shortcode_id=&#8221;137054&#8243; css=&#8221;.vc_custom_1689678538426{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; border_color_type=&#8221;uncode-palette&#8221; back_color_type=&#8221;uncode-palette&#8221;][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;bottom&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;610501&#8243; el_class=&#8221;nowrap&#8221; css=&#8221;.vc_custom_1693905840658{padding-right: 0px !important;padding-bottom: 30px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-103934&#8243; text_size=&#8221;fontsize-338686&#8243; uncode_shortcode_id=&#8221;224182&#8243; text_color_type=&#8221;uncode-palette&#8221;]+ 25%[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_inner_height_percent=&#8221;0&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; limit_content=&#8221;&#8221; uncode_shortcode_id=&#8221;435007&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;977395&#8243; css=&#8221;.vc_custom_1693905873285{border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 0px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;118795&#8243;]<strong>Purchasing power for the employee<\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;1&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;150338&#8243; css=&#8221;.vc_custom_1693905858232{padding-bottom: 20px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-140296&#8243; text_size=&#8221;h1&#8243; uncode_shortcode_id=&#8221;374657&#8243; text_color_type=&#8221;uncode-palette&#8221;]<strong>EMPLOYEE<\/strong>[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner width=&#8221;1\/1&#8243;][vc_single_image media=&#8221;119124&#8243; media_width_percent=&#8221;100&#8243; uncode_shortcode_id=&#8221;108552&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;1&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;130870&#8243; css=&#8221;.vc_custom_1689677198345{padding-top: 10px !important;padding-bottom: 10px !important;}&#8221; back_color_type=&#8221;uncode-palette&#8221;][vc_custom_heading text_color=&#8221;color-103934&#8243; heading_semantic=&#8221;h3&#8243; text_size=&#8221;h1&#8243; uncode_shortcode_id=&#8221;189928&#8243; text_color_type=&#8221;uncode-palette&#8221;]<strong>\u20ac2,000 prize<\/strong>[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_inner_height_percent=&#8221;0&#8243; back_color=&#8221;color-lxmt&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;134131&#8243; back_color_type=&#8221;uncode-palette&#8221; limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;2&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;1&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;424198&#8243; css=&#8221;.vc_custom_1689719889000{padding-top: 15px !important;padding-bottom: 15px !important;}&#8221;][vc_custom_heading sub_lead=&#8221;yes&#8221; sub_reduced=&#8221;yes&#8221; uncode_shortcode_id=&#8221;186960&#8243; subheading=&#8221;(paid in the pay packet)&#8221;]<strong>Without Welfare<\/strong>[\/vc_custom_heading][vc_custom_heading sub_lead=&#8221;yes&#8221; sub_reduced=&#8221;yes&#8221; uncode_shortcode_id=&#8221;283920&#8243; subheading=&#8221;Taxes and contributions&#8221;]2000 \u20ac &#8211; 400 \u20ac[\/vc_custom_heading][vc_custom_heading uncode_shortcode_id=&#8221;125166&#8243;]<strong>1600<\/strong><\/p>\n<p><strong>NET PREMIUM<\/strong>[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_inner_height_percent=&#8221;0&#8243; back_color=&#8221;color-xsdn&#8221; overlay_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; limit_content=&#8221;&#8221; uncode_shortcode_id=&#8221;164193&#8243; overlay_color_type=&#8221;uncode-palette&#8221; back_color_type=&#8221;uncode-palette&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;986391&#8243; css=&#8221;.vc_custom_1689588404364{padding-top: 10px !important;padding-bottom: 10px !important;}&#8221;][vc_custom_heading sub_lead=&#8221;yes&#8221; sub_reduced=&#8221;yes&#8221; uncode_shortcode_id=&#8221;534163&#8243; subheading=&#8221;(provided in welfare services)&#8221;]With Welfare<br \/>\n\u20ac2,000[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; limit_content=&#8221;&#8221; uncode_shortcode_id=&#8221;155596&#8243; overlay_color_type=&#8221;uncode-palette&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;986391&#8243; css=&#8221;.vc_custom_1689588404364{padding-top: 10px !important;padding-bottom: 10px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-210407&#8243; heading_semantic=&#8221;h3&#8243; text_size=&#8221;h3&#8243; sub_lead=&#8221;yes&#8221; sub_reduced=&#8221;yes&#8221; uncode_shortcode_id=&#8221;666038&#8243; text_color_type=&#8221;uncode-palette&#8221;]NO DEDUCTIONS[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_inner_height_percent=&#8221;0&#8243; back_color=&#8221;color-140296&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;329435&#8243; back_color_type=&#8221;uncode-palette&#8221; limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;869042&#8243; css=&#8221;.vc_custom_1689678262490{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 20px !important;padding-bottom: 20px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-xsdn&#8221; text_size=&#8221;h1&#8243; uncode_shortcode_id=&#8221;183278&#8243; text_color_type=&#8221;uncode-palette&#8221;]\u20ac2,000<br \/>\nNET PRIZE VALUE[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;bottom&#8221; gutter_size=&#8221;0&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;2&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;977209&#8243; el_class=&#8221;nowrap&#8221; css=&#8221;.vc_custom_1689719773348{padding-top: 30px !important;padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_icon position=&#8221;left&#8221; icon=&#8221;fa fa-check&#8221; heading_semantic=&#8221;h4&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; uncode_shortcode_id=&#8221;163256&#8243; title=&#8221;Increase your purchasing power&#8221;][\/vc_icon][vc_icon position=&#8221;left&#8221; icon=&#8221;fa fa-check&#8221; heading_semantic=&#8221;h4&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; uncode_shortcode_id=&#8221;118187&#8243; title=&#8221;Meeting the real needs of everyday life&#8221;][\/vc_icon][vc_icon position=&#8221;left&#8221; icon=&#8221;fa fa-check&#8221; heading_semantic=&#8221;h4&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;400&#8243; uncode_shortcode_id=&#8221;167812&#8243; title=&#8221;Free up precious time&#8221;][\/vc_icon][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;1&#8243; overlay_alpha=&#8221;50&#8243; border_color=&#8221;color-lxmt&#8221; border_style=&#8221;solid&#8221; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; uncode_shortcode_id=&#8221;491217&#8243; css=&#8221;.vc_custom_1689599763338{border-top-width: 1px !important;border-right-width: 2px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;}&#8221; border_color_type=&#8221;uncode-palette&#8221;][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;bottom&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;538976&#8243; el_class=&#8221;nowrap&#8221; css=&#8221;.vc_custom_1693905887723{padding-right: 0px !important;padding-bottom: 30px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-103934&#8243; text_size=&#8221;fontsize-338686&#8243; uncode_shortcode_id=&#8221;173084&#8243; text_color_type=&#8221;uncode-palette&#8221;]+ 23%[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;118544&#8243;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;117346&#8243;]<strong>Savings for the company<\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;1&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;187471&#8243; css=&#8221;.vc_custom_1693905902618{padding-bottom: 20px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-140296&#8243; text_size=&#8221;h1&#8243; uncode_shortcode_id=&#8221;201623&#8243; text_color_type=&#8221;uncode-palette&#8221;]<strong>COMPANY<\/strong>[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner width=&#8221;1\/1&#8243;][vc_single_image media=&#8221;119191&#8243; media_width_percent=&#8221;100&#8243; uncode_shortcode_id=&#8221;196264&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;1&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;908959&#8243; css=&#8221;.vc_custom_1689588078895{padding-top: 10px !important;padding-bottom: 10px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-103934&#8243; heading_semantic=&#8221;h3&#8243; text_size=&#8221;h1&#8243; uncode_shortcode_id=&#8221;738047&#8243; text_color_type=&#8221;uncode-palette&#8221;]<strong>\u20ac2,000 prize<\/strong>[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_inner_height_percent=&#8221;0&#8243; back_color=&#8221;color-lxmt&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;193750&#8243; back_color_type=&#8221;uncode-palette&#8221; limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;2&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;1&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;684342&#8243; css=&#8221;.vc_custom_1689719909300{padding-top: 15px !important;padding-bottom: 15px !important;}&#8221;][vc_custom_heading sub_lead=&#8221;yes&#8221; sub_reduced=&#8221;yes&#8221; uncode_shortcode_id=&#8221;198162&#8243; subheading=&#8221;(paid in the pay packet)&#8221;]Without Welfare[\/vc_custom_heading][vc_custom_heading sub_lead=&#8221;yes&#8221; sub_reduced=&#8221;yes&#8221; uncode_shortcode_id=&#8221;653813&#8243; subheading=&#8221;Premium cost + company contribution&#8221;]2000 \u20ac + 600 \u20ac[\/vc_custom_heading][vc_custom_heading uncode_shortcode_id=&#8221;579455&#8243;]2600<br \/>\nTOTAL COSTS[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;986391&#8243; css=&#8221;.vc_custom_1689588404364{padding-top: 10px !important;padding-bottom: 10px !important;}&#8221;][vc_custom_heading sub_lead=&#8221;yes&#8221; sub_reduced=&#8221;yes&#8221; uncode_shortcode_id=&#8221;179800&#8243; subheading=&#8221;(provided in welfare services)&#8221;]With Welfare<br \/>\n\u20ac2,000[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;986391&#8243; css=&#8221;.vc_custom_1689588404364{padding-top: 10px !important;padding-bottom: 10px !important;}&#8221;][vc_custom_heading text_color=&#8221;color-210407&#8243; heading_semantic=&#8221;h3&#8243; text_size=&#8221;h3&#8243; sub_lead=&#8221;yes&#8221; sub_reduced=&#8221;yes&#8221; uncode_shortcode_id=&#8221;212117&#8243; text_color_type=&#8221;uncode-palette&#8221;]NO ADDITIONAL COSTS[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_inner_height_percent=&#8221;0&#8243; back_color=&#8221;color-140296&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;329435&#8243; back_color_type=&#8221;uncode-palette&#8221; limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; 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